Step 1 of 9

Open the App

Your home screen shows any active round and quick access to start a new one. No sign-up required to try it — just jump in.

The app works in your browser, or download it from the App Store or Google Play for the full native experience.

Pro tip: Add it to your home screen from Safari or Chrome for one-tap access on the course.

Step 2 of 9

Set Up Your Round

Pick your course, add your players (up to 5), and assign tees. The app auto-calculates course handicaps from each player's index.

Then choose your betting games: Best Ball, Skins, Nassau, Nines, Match Play, and more — with custom wager amounts.

Tip: Save your regular crew as friends so you can add them in seconds next time.

Step 3 of 9

Enter Scores Hole by Hole

Tap a player's score cell and use the number buttons to enter their gross score. Stroke indicators show who gets a stroke on each hole.

Scores sync instantly across all players' phones — everyone sees the same scorecard in real time.

Share code: Send the 6-character code so other players can join on their own device and see live updates.

Step 4 of 9

Watch the Money Move

Tap Bets to switch to the live bets view. Every game updates after each hole — Best Ball, Skins, and more all tracked automatically.

See exactly who's up, who's down, and what's at stake going into the back nine. No spreadsheets, no arguments.

Press bets: Enable automatic presses so last-place players can double down and claw back.

Step 5 of 9

Finish & Verify

After the 18th hole, tap Finish in the top right. You'll be offered the option to verify your scores against the paper scorecard before locking in the results.

Tap Skip if everyone agrees, or Verify to scan the scorecard for errors.

Step 6 of 9

Scan Your Scorecard

Point your camera at the paper scorecard. The AI reads every score and flags any discrepancies between what you entered and what the card shows.

Correct any differences before finishing — no more "you gave me a 6 on 11" debates at the bar.

Premium feature — included with Settle Up Golf Premium.

Step 7 of 9

AI Recap + Share

After finishing, you get a funny AI-generated recap of the round — clutch moments, who collapsed, who delivered. Built for sharing in the group chat.

Copy the results summary or hit Share to send the full P&L breakdown via text, iMessage, or any app.

Premium: AI recaps are included with Settle Up Golf Premium.

Step 8 of 9

Round History

Every finished round is saved to History. Tap View for full P&L, hole-by-hole results, and game breakdowns. Tap Share to send results to the group.

Filter by rounds or tournaments. Partial rounds are flagged and can be excluded from your stats if needed.

Step 9 of 9

Settle Up

Tap Settle Up on any round. The sheet shows exactly who owes what — broken down by you, personally, so you only see your payments.

Hit Pay or Request to open Venmo with the amount and a note pre-filled. Done in seconds.

Premium: Venmo integration is a Premium feature. Upgrade once, use forever.

1 / 9

Your Complete Golf Betting App Guide

Settle Up Golf is the easiest way to track golf betting games during your round. Whether you play Nassau, Skins, Match Play, Best Ball, Wolf, or any combination, the app handles all the math in real time. Set up a round in under two minutes, enter scores hole by hole, and watch every bet update automatically as you play.

The app supports 3 to 5 players, 9 or 18 holes, and multiple simultaneous betting games. Course handicaps are calculated automatically from each player's index and tee selection. Scores sync across devices so every player in your group sees the same live scorecard — no more spreadsheets or napkin math at the 19th hole.

When the round is done, the Settle Up feature shows exactly who owes what with one-tap Venmo payments. You can also run Team v. Team tournaments, add side bets to any group, or dive into specific games like Nassau, Skins, and Match Play. Free to download on iOS, Android, and web.

How to Start a Round