Step 1 of 5

Open the Bets Tab

From the scoring view, tap Bets in the tab bar. If your group hasn't added any games yet, you'll see the empty state with an Add Group Games button.

You can add bets at any point — before the round, on the first tee, or even halfway through.

Tip: Side bets are per group, so each group in your tournament can run their own games independently.

Step 2 of 5

Choose Your Game

Pick from five game types: Stroke (includes Nassau), Skins, Match, Sixes (6-6-6), or Vegas.

You can add multiple games at once — tap + Add to layer another on top after your first selection.

Step 3 of 5

Configure the Game

Set the wager per skin, choose Pot or Per Skin payout mode, toggle carry-over, and switch between Gross, Net, or OTL scoring.

The app calculates the pot size automatically based on your wager and player count.

OTL (off the low) strokes relative to the lowest handicap player — a great equalizer for mixed-ability groups.

Step 4 of 5

Stack Multiple Bets

Tap + Add to keep adding games. Here, a Stroke game (with Nassau front/back/overall) is stacked on top of Skins.

The summary bar at the bottom shows all active games at a glance. Hit Save Games when you're done.

Step 5 of 5

Watch the Money Move

The Bets tab shows a live Player P&L as holes are scored — green for up, red for down. Settlement rows show exactly who owes who.

Tap any player to see the full game-by-game breakdown. Once the round is done, use Settle Up to send payments straight to Venmo.

Tip: Games can be edited mid-round via the pencil icon if the group wants to adjust wagers or switch game types.

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More Guides

Round Setup Guide Team v. Team Tournament Guide View All Guides →

The Best Golf Side Bets App for Your Group

Settle Up Golf is the easiest way to add golf betting games to any round or tournament. The app supports all the popular golf side bets: Skins (with carry-over), Stroke Play with Nassau presses, individual and 2v2 Match Play, Sixes (6-6-6), and Vegas. You can run one game or stack multiple bets in the same round — the app tracks them all simultaneously.

Every game type supports Gross, Net, and OTL (off the low) handicap modes, so mixed-ability groups can play fair. The skins game golf format is especially popular — set a per-skin wager, enable carry-overs, and watch the pot grow as holes get pushed. The live P&L updates after every hole so there are no surprises when you finish.

Side bets work in both regular rounds and Team v. Team tournaments, where each group adds their own games independently. New to the app? Start with the round setup guide to learn the basics, then come back here to add your first bet.

How to Add Side Bets During a Tournament