Your Saturday morning foursome deserves better math.
Settle Up Golf is the golf app for friendly wagers, post-round payouts, and never arguing over who owes what again.
Post your scores straight to GHIN.
Your scorecard pins to the top of GHIN's posting page. Tap a hole — GHIN's input focuses, your banner highlights. Auto-advances as GHIN moves to the next field. Type once, never twice.
- ✓ Banner stays pinned as GHIN's page scrolls
- ✓ Color-coded scores — birdies in green circles, big numbers in red squares
- ✓ Hole-by-Hole or Total Score posting modes
- ✓ Available from any finished round, history entry, or tournament leaderboard
Live on Product Hunt — April 28
Settle Up Golf
Let's be clear
This is not another golf data app.
We're not tracking your spin rate. We're not measuring your carry distance. We're not logging which club you pulled on a 147-yard par 3. Nobody wants to play with that guy.
Shot Tracking
No pin-to-pin GPS
Swing Analysis
No launch monitors
Club Recommendations
No "you should hit 7-iron"
Fairways & Greens
No strokes gained stats
Distance Tracking
No carry/roll data
Spin Rate
Just... no
Sound familiar?
The round's over. Now what?
You just played 18 with four guys running Nassau, Skins, and a Wolf game. Everyone had a great time. Now you're at the bar, and it's time to settle up.
Sound familiar?
That's why we built Settle Up Golf. You enter scores as you play, and the app calculates every game — every press, every skin, every side bet — the moment you finish.
One screen. Who owes who. Done.
How it works
Three taps to tee off. One screen to settle up.
Set it up
Pick your course, add your players, choose your games. Stroke, Skins, Wolf, Vegas — stack as many as you want. Takes about 30 seconds.
Score as you play
Tap in scores hole by hole — or snap a photo of your paper scorecard and let AI do it for you. Share a code so your group can follow along live.
Settle up
Finish the round and see exactly who owes who. Every game, every press, every wager — calculated automatically. Just show the screen at the bar.
Golf games
Nine games. Run them all at once if you're feeling dangerous.
Mix and match whatever your group plays. Handicaps, presses, and settlement math — all handled. See all 20+ formats →
Tournaments
Bigger than a foursome? We've got you.
No player limits. Share a code, everyone joins from their phone. Real-time leaderboard across all groups. Plus the only in-app Calcutta in golf.
Standard
Your classic multi-group tournament. Everyone plays their own ball, scores feed into a shared leaderboard. Add skins, Group v. Group, and per-group side games.
- Cross-group skins
- Group v. Group (stroke or match play)
- Calcutta betting pool with snake draft
- Cross-group challenges
- Low net / low gross payouts
- Per-group side games
Scramble
One team score per hole. Pick the best shot, everyone hits from there. Great for corporate outings and charity events where you want everyone to have fun.
- Team handicaps
- Group-level payouts
- Cross-group skins
- Low net / low gross
Tour Cup
Split into two teams and battle it out across best-ball and singles matches — vary formats across days, Best Ball one day, Singles the next. Projected standings update in real time.
- Best-ball and singles matches
- Different format and course per day (multi-day)
- Hole-by-hole match scorecards
- Projected team standings
- Team wager with auto-settlement
Pairs (Member-Member / Guest)
Every player competes as part of a two-person team. Pair best-ball scoring, skins across all pairs, and Low Net / Low Gross payouts across the full field.
- Manual or auto-balanced pair assignment
- Pair best-ball scoring
- Cross-pair challenges
- Multi-day support
- Calcutta by pair lines
The details
Built for how you actually play.
Settle Up Index NEW
A WHS-style handicap calculator built into the app. Every round you play feeds your index automatically, using the same 8-of-last-20 math as GHIN. Free, no subscription. Learn more →
Tour Bets
Bet on live PGA Tour events with friends. Pick a tournament and round, invite friends, draft a pro. Scores refresh live, settle on Venmo when the round ends.
Real-Time Sync
Share a 6-character code. Everyone scores on their own phone and sees updates live. No more "what'd you get on 7?"
Press Wagers
Manual or auto-press when you're down. Presses stack and settle automatically. The app does the math you don't want to do.
Tournaments & Calcuttas
Run multi-group tournaments with skins, group vs group, and Calcutta betting pools. Snake draft lines, lock and reveal, live standings on the leaderboard.
Scorecard Scanning
Snap a photo of your paper scorecard and AI extracts every score in seconds. Review, adjust, apply. Like magic, but for napkin math.
Friends & Groups
Add your regular crew, share rounds instantly, and see who owes who across your whole golf circle. Friend codes make connecting easy.
iPhone, Android + Browser
Download from the App Store or Google Play, or just open it in your phone's browser. Works everywhere, no install required.
Live Payouts
See projected payouts update in real time as you play — every Nassau leg, every press. When the round's over, one screen shows who owes who.
Pricing
Free to play. Seriously.
Everything you need to run rounds and settle up costs nothing. Premium is for the guy who wants to know his win rate against Dave.
Everything That Matters
- ✓ All 9 golf games
- ✓ Handicap-adjusted scoring
- ✓ Real-time cross-device sync
- ✓ Round history and replay
- ✓ All 3 tournament formats
- ✓ Press wagers
- ✓ Friends & push notifications
- ✓ 2-5 players, 9 or 18 holes
For the Stat Nerd
- ★ AI scorecard photo scanning
- ★ Scoring averages and trends
- ★ Win/loss by game type
- ★ Skins won by hole and course
- ★ Head-to-head records
- ★ Course performance breakdown
- ★ Net earnings by opponent
- ★ Win streaks and personal records
Just $2.50/month billed annually
Your next round just got a lot easier.
Stop doing math at the bar. Start settling up.
Talk to Us
Feature ideas, feedback, or just want to tell us about a bad beat? We're all ears.
Settle Up Golf is built and maintained by AJM Development LLC. Reach us anytime at contactus@settleup-golf.com.