Step 1 of 5

Finish Your Round

When all 18 holes are scored, tap Finish. The app asks you to verify everyone's scores before finalizing.

This is your last chance to fix any typos. Once confirmed, the round moves to History and settlements are calculated automatically.

Tip: Premium users can scan a physical scorecard to auto-verify scores against what was entered in the app.

Step 2 of 5

Find Your Round

Open History from the menu to see all your past rounds. Each round shows the course, date, players, and games played.

The Settle Up button appears on every finished round, ready to break down the payments.

Step 3 of 5

Open Settle Up

The Settle Up sheet shows every payment owed, netted across all games. If you played Stroke and Skins in the same round, the app combines the results into the fewest possible payments.

Each row shows who pays who and the total amount. No more mental math adding up multiple bets.

How netting works: If Jake owes Mike $10 from Stroke but Mike owes Jake $5 from Skins, the sheet shows one payment: Jake pays Mike $5.

Step 4 of 5

Pay with Venmo

Tap Pay on any settlement row to open Venmo with the amount and a note pre-filled. The note includes the course name and game details so both sides know what the payment is for.

No retyping dollar amounts, no forgetting who won what. One tap and you're done.

Step 5 of 5

All Settled

Track who's paid and who hasn't. Mark each payment as settled so everyone in the group can see the status.

Come back any time from History to check which bets are still outstanding. The settlement sheet is always available for every finished round and tournament.

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More Guides

Round Setup Guide Nassau Guide Side Bets Guide Tournament Guide View All Guides →

How Golf Bet Settlement Works

Settling golf bets after a round is the worst part of the game. Multiple bets running simultaneously — Stroke, Skins, Nassau, Match Play — each with their own winners and losers. Trying to calculate who owes who across all those games in your head is a recipe for arguments and forgotten debts.

Settle Up Golf handles all the math automatically. When your round finishes, the app calculates every payout from every game, then nets them together into the minimum number of payments. If you owe someone $15 from Stroke but they owe you $10 from Skins, you'll see one payment of $5 — not two separate transactions.

The Venmo integration makes payment instant. Tap the Pay button on any settlement row and Venmo opens with the exact dollar amount and a descriptive note already filled in. The recipient knows exactly what the payment is for — no "what was that $12 for?" texts the next day.

Settlement works for both individual rounds and tournaments. Whether it's a casual foursome or a 20-player tournament with multiple groups, the Settle Up sheet breaks down every payment clearly. New to the app? Start with the round setup guide to learn the basics, or check out the Nassau guide for the most popular golf bet format.

How to Use the Settle Up Sheet