Settle Up Golf vs The Skins App

How Settle Up Golf and The Skins App compare for golf betting: games, tournaments, settling up, and what each keeps free.

The Skins App is best for small groups that only want betting games, with payment-app links built in.

Settle Up Golf is best for groups that bet every round and want every game, tournament format and the payout math free.

Feature	Settle Up Golf	The Skins App
Betting games included free	All 14 games	Skins; other games free for 2 rounds
Presses	Free	Not clearly listed
Multi-group tournaments	Free	Not clearly listed
Multi-day events	Free	Not clearly listed
Alternate Shot, Shamble, Scramble	Free	Not clearly listed
Calcutta	Free	Not clearly listed
Settle up (who owes who)	Free	Yes
Payment apps	Venmo buttons (Premium)	Venmo, PayPal, Zelle, Cash App
Handicap	Free (Settle Up Index)	Not clearly listed
GPS	Free distances	Not clearly listed
Swing and shot analysis	Free shot tracking	Not clearly listed
Live scores across phones	Free	Not clearly listed
How it is paid for	Free; Premium adds Venmo buttons, AI tools and advanced stats	Free trial rounds; subscription

Where The Skins App is better

Built only for betting games.
Links Venmo, PayPal, Zelle and Cash App for paying out.
Layered games, such as net and gross skins at once.

Where Settle Up Golf is better

Every one of its 14 games is free: Nassau, Skins, Wolf, Vegas, 6-6-6, Hi-Lo, Nines, Banker, Cinco, Stableford, Snake, Bingo Bango Bongo, Dots and Match Play.
Presses, handicaps and the who-owes-who math are free.
Multi-group and multi-day tournaments, Tour Cup team matches, member-guest pairs, Calcutta and Alternate Shot / Shamble / Scramble are all free.
Scores sync live across every phone in the group, and one Settle Up screen nets every game into the fewest payments.

Learn the games

Nassau rules · Skins rules · Wolf rules · Calcutta · Multi-day scoring · How Tour Cup works. See every app side by side on Best Golf Betting Apps.

FAQ

Is The Skins App free?

Skins is free, and you can play any other game for 2 rounds. After that, the full game library needs a subscription.

Does The Skins App handle tournaments?

Its store listings do not clearly list multi-group or multi-day tournaments. Settle Up Golf runs multi-group, multi-day, Tour Cup and Calcutta events for free.

What's the best Skins App alternative?

Settle Up Golf: every game is free with no round limit, plus tournaments, handicaps and who-owes-who math.

Last checked: November 2026. Features come from each app's own website and store listing; "Not clearly listed" means we could not find it there. TheGrint, 18Birdies, Golf GameBook and The Skins App are trademarks of their owners. Settle Up Golf is not affiliated with them.

Bet Every Game. Settle Up in One Tap.

Settle Up Golf tracks every bet, works out every payout and shows exactly who owes what. Every game and tournament format is free.

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