How Settle Up Golf and 18Birdies compare for golf betting: games, tournaments, settling up, and what each keeps free.
18Birdies is best for golfers who want GPS, an AI caddie and swing tips, with some side games.
Settle Up Golf is best for groups that bet every round and want every game, tournament format and the payout math free.
| Feature | Settle Up Golf | 18Birdies |
|---|---|---|
| Betting games included free | All 14 games | Some side games (Skins, Wolf and more); full library not clearly listed |
| Presses | Free | Not clearly listed |
| Multi-group tournaments | Free | Tournaments listed (free); multi-group not clearly listed |
| Multi-day events | Free | Not clearly listed |
| Alternate Shot, Shamble, Scramble | Free | Not clearly listed |
| Calcutta | Free | Not clearly listed |
| Settle up (who owes who) | Free | Not clearly listed |
| Payment apps | Venmo buttons (Premium) | Not clearly listed |
| Handicap | Free (Settle Up Index) | Not clearly listed |
| GPS | Free distances | Free; 3D greens need Premium |
| Swing and shot analysis | Free shot tracking | AI swing analysis (Premium) |
| Live scores across phones | Free | Free live rounds |
| How it is paid for | Free; Premium adds Venmo buttons, AI tools and advanced stats | Free with ads; Premium subscription |
Nassau rules · Skins rules · Wolf rules · Calcutta · Multi-day scoring · How Tour Cup works. See every app side by side on Best Golf Betting Apps.
18Birdies has a free version with GPS, scoring, stats, live rounds and some side games, with ads. Premium adds AI swing analysis, plays-like distances, 3D greens and club recommendations.
18Birdies includes side games such as Skins and Wolf. Its App Store listing says 9 side games are free; which games need Premium, and any settle-up screen for who owes whom, are not clearly listed. Settle Up Golf is free for all 14 games and the payout math.
For groups that bet, Settle Up Golf: every game, press and tournament format is free, and one screen shows who pays whom.
Last checked: November 2026. Features come from each app's own website and store listing; "Not clearly listed" means we could not find it there. TheGrint, 18Birdies, Golf GameBook and The Skins App are trademarks of their owners. Settle Up Golf is not affiliated with them.
Settle Up Golf tracks every bet, works out every payout and shows exactly who owes what. Every game and tournament format is free.
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